People keep treating stablecoin freezes as edge cases. They're not — they're the feature working as designed. USDT, USDC, all of them: a freeze function baked into the smart contract, callable by a handful of compliance officers. Every dollar you hold in stablecoins is a dollar that can be zeroed at someone else's discretion. Not by court order, not with due process — by a compliance ticket. The P2P XMR market exists specifically because of this. Cash or Monero: two forms of money that can't be remotely deleted. Everything else is a permission slip.